What document is required
Meeting customer expectation is our Moto and this is exemplified by simple documentation. Your loan application form must be accompanied by:
In case of Salaried Employee
- Last three months'salary slips from the date of application
- Last six months' bank statement (Salary Account)
- Previous Loan Statement 6 months (if any)
- KYC documents as requested
- PAN Card copy
- Aadhar Card copy
- Rental Agreement (if on rent)
- Any utility bill copy viz Electricity Bill, MGL Bill or MTNL Bill
*All documents to be self attested.
Why opt for Personal Loan
- Flexible repayment options
- Flexible tenure options up to 60 months
- Repayment options: ECS/NACH
- No security or collateral required to avail of the loan
- Applicant can club income of co-applicant to enhance eligibility
- Interest rates remain unchanged throughout the loan tenure
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Personal (Salaried) Loans (Basis Category)
Rate of Interest | : | 11.75% to 16.5% |
Processing Fees | : | 1% - 2% |
Max Loan | : | 7 – 10 Lakhs |
Tenure | : | 3 – 5 years |
Other Information | : | Personal Loan |
Sanction TAT | : | 2 working days |
Sanction Validity | : | 1 month |
Disbursement TAT | : | 3 days |
Lock In period | : | 6 Months |
Repayment / Foreclosure Charges (of Loan amt outstanding) | : | 1% – 4% |
Personal (Salaried) Loans (Basis Category)
Rate of Interest | : | 11.75% to 16.5% |
Processing Fees | : | 1% - 2% |
Max Loan | : | 7 – 10 Lakhs |
Tenure | : | 3 – 5 years |
Other Information | : | Personal Loan |
Sanction TAT | : | 2 working days |
Sanction Validity | : | 1 month |
Disbursement TAT | : | 3 days |
Lock In period | : | 6 Months |
Repayment / Foreclosure Charges (of Loan amt outstanding) | : | 1% – 4% |
Personal (Salaried) Loans (Basis Category)
Rate of Interest | : | 10.99% to 17.99% |
Processing Fees | : | 0.99% - 2.25% (+ GST) |
Max Loan | : | 1 – 40 Lakhs |
Tenure | : | 1 – 5 years |
Other Information | : | Personal Loan |
Sanction TAT | : | 2 working days |
Sanction Validity | : | 1 month |
Disbursement TAT | : | 2 days |
Lock In period | : | 6 Months |
Repayment / Foreclosure Charges (of Loan amt outstanding) | : | 5% |