Credit card or debit card It’s your choice
Many of us regularly gets calls /e-mail offer from bank appealing us to take credit card. Bank in which you hold your account might have given you ATM (Any Time Money) cum debit card & told you that it is convenient to use debit card for shopping. Now confusion begins you already have debit card […]
Do we need to file income tax return if the income is less than Rs 5 Lakhs?
I have received some queries asking, “Is it compulsory to file income tax return (ITR) if the income is less than Rs 5 lakhs?” I understand why there is so much confusion. We explain who needs to compulsorily file tax return and who are exempted from the same. Zero Tax if income is less […]
Looking for Education Loan – Know these New Rules
The IBA (Indian Banks’ Association) has come-up with new guidelines regarding Education Loan named as “Model Education Loan Scheme” and would be followed by all its member Scheduled Commercial Banks- which means all big private and public banks like SBI, ICICI, etc. The idea is to provide financial support to meritorious students for pursuing higher education in […]
