Overview

  • Customized to match your requirement
  • Speedy & transparent Processing
  • Simple Documentation
  • Competitive Interest rates
  • Easy convenient and simple

emi Personal Loan

 

emi Personal Loan

Who can Apply?

  • Salaried
  • Ages 23 to 60 at a fixed rate of interest

What document is required

Meeting customer expectation is our Moto and this is exemplified by simple documentation.  Your loan application form must be accompanied by:

In case of Salaried Employee

  • Last three months'salary slips from the date of application
  • Last six months' bank statement (Salary Account)
  • Previous Loan Statement 6 months (if any)
  • KYC documents as requested
    • PAN Card copy
    • Aadhar Card copy
    • Rental Agreement (if on rent)
    • Any utility bill copy viz Electricity Bill, MGL Bill or MTNL Bill

*All documents to be self attested.

Why opt for Personal Loan

  • Flexible repayment options
  • Flexible tenure options up to 60 months
  • Repayment options: ECS/NACH
  • No security or collateral required to avail of the loan
  • Applicant can club income of co-applicant to enhance eligibility
  • Interest rates remain unchanged throughout the loan tenure

Our Channel Partners

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emi Personal Loan
emi Personal Loan
emi Personal Loan

Personal (Salaried) Loans (Basis Category)

Rate of Interest : 11.75% to 16.5%
Processing Fees : 1% - 2%
Max Loan : 7 – 10 Lakhs
Tenure : 3 – 5 years
Other Information : Personal Loan
Sanction TAT : 2 working days
Sanction Validity : 1 month
Disbursement TAT : 3 days
Lock In period : 6 Months
Repayment / Foreclosure Charges (of Loan amt outstanding) : 1% – 4%

 

Personal (Salaried) Loans (Basis Category)

Rate of Interest : 11.75% to 16.5%
Processing Fees : 1% - 2%
Max Loan : 7 – 10 Lakhs
Tenure : 3 – 5 years
Other Information : Personal Loan
Sanction TAT : 2 working days
Sanction Validity : 1 month
Disbursement TAT : 3 days
Lock In period : 6 Months
Repayment / Foreclosure Charges (of Loan amt outstanding) : 1% – 4%

 

Personal (Salaried) Loans (Basis Category)

Rate of Interest : 10.99% to 17.99%
Processing Fees : 0.99% - 2.25% (+ GST)
Max Loan : 1 – 40 Lakhs
Tenure : 1 – 5 years
Other Information : Personal Loan
Sanction TAT : 2 working days
Sanction Validity : 1 month
Disbursement TAT : 2 days
Lock In period : 6 Months
Repayment / Foreclosure Charges (of Loan amt outstanding) : 5%

 

 

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